Business Loans as Unique as Your Company
© 2022 Capital Bank, N.A. NMLS# 401599 | 2275 Research Blvd., Suite 600, Rockville, MD 20850 | About Capital Bank | Privacy Policy
Let us help you get the capital you need to buy, build, and expand so you can get back to what’s important, growing your business.
I am grateful for Capital Bank’s ability to form a more personal yet professional relationship with my business, unlike other banks, which really do make you feel like just a number. This makes quite a difference. Customer service is clearly a high priority.
“
Matt Vanchina
President/Owner
Paul Davis Restoration
Let Us Build the Right Solution for You
Start a Small Business Loan Application today
The right bank makes all the difference. We’re committed to a banking relationship that stems from closely listening to your needs. As your banking partner, we provide a personalized process and award-winning customer service. Take the next step, apply now!
Small Business Financing Options
Our small business loans start at $150,000 and can be customized to fit your business’s needs.
Startup
Apply for a startup loan to open a business and begin your journey. We’ll be there every step of the way.
Purchase
Use your business loan for equipment purchases or financing the acquisition of an existing business.
Building
Buy commercial real estate for your business location or renovate an existing building.
Expansion
Get business expansion funding or a franchise loan to take your business to the next level.
Capital Bank’s Small Business Loans
Securing the right loan means choosing the right bank. Get the tailored program that is right not just for where you are, but where you are going.
Commercial Lending
Capital Bank offers commercial lending that helps your business do everything, from covering seasonal cash flow needs to being able to jump on an expansion opportunity, internationally or locally.
Small Business Administration
SBA loan programs are designed to provide financial assistance to small and medium-sized businesses. With a lower down payment requirement than a conventional loan, longer terms, and a longer amortization period, business owners can benefit from using them.
US Department of Agriculture
USDA loans provide financial backing and technical assistance to stimulate business creation and growth. Loans, loan guarantees, and grants are available to individuals, businesses, cooperatives, farmers and ranchers, public bodies, non-profit corporations, Native American Tribes, and private companies in rural communities.
Our lending process
1
Connect
Introduce us to your business, your goals, and what obstacles you may be facing. Our loan officers will utilize the information you provide to create a loan tailored to your specific business needs.
2
Underwriting
We’ll work with you to make paperwork as hassle-free as possible. Our team will make sure your documents are thoroughly reviewed to ensure we have all of the information needed to get an approval decision.
3
Credit Review
Our team will review your loan application to verify it aligns with our credit requirements.
4
Approval
After approval, we will collect any final information needed and schedule a closing date.
5
Dedicated Service
Once your loan closes, the loan officer responsible for preparing your loan application will remain your first point of contact, serving as a dedicated partner in achieving your business goals.
About us
Industry-based Small Business Loans
Restoration
Child Daycare Financing
Energy/Infrastructure
Franchise restaurants
Government Contracting
HVAC
Professional Services Firms
Senior Housing Business Loans
Medical
Don’t see your industry listed? Our business loan team can still help!
Business ownership is still the American Dream. The Capital Bank Small Business Loan Team is here to provide a concierge service to entrepreneurs looking to start or expand their business. Our loan officers believe in a tailored loan consultation service and human-driven approach to underwriting. Our priority is to understand your goals and structure a loan with your specifications in mind. We believe fair access to capital is essential to entrepreneurial success and our team is here to help.
Our Expertise has Helped Thousands of Businesses
Here’s what some small business owners had to say about Capital Bank’s business lending team.
I am moved to thank you for the courteous, professional, and skillful manner in which you guided me from application to approval of my PPP loan from your bank, Capital Bank. I feel like you were helpful above and beyond your normal duties throughout the entire process.
“
C. Adams
DDS
Small business loan FAQ
Can a startup business get a loan?
Startups are eligible for financing through SBA loans. SBA microloans, 7(a) loans, and other loans are available depending on your unique business circumstances. Please consult with one of our loan officers for more information on which loans would suit your needs.
Can you get a loan to start a franchise?
Capital Bank offers business loans for franchise business owners. For first-time, new franchise owners, SBA loans are available to help you start up your franchise.
How to apply for a small business loan?
Our small business loan lending process is designed to be customizable to your specific business needs. Connect with one of our loan officers and we can get you started with our initial consultation, underwriting, credit approval, and approval processes.
What is the amount of money I can get with a small business loan?
There are many types of small business loans with varying loan limits. Some popular small business loans are the SBA’s 7(a) Loan with a maximum loan amount of $5 million USD. The SBA 7(a) Small Loan is another popular loan that offers a maximum loan amount of $350,000 USD. Keep in mind, these are maximum loan amounts. Please speak to one of our loan officers for a loan amount that best suits your small business needs.